Wisdom for Your
Financial Journey

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“The President Shoves the Federal Reserve Chairman and Yells at Him for Not Lowering Rates” Did you miss this headline? These events happened…but not recently. In 1965, President Lyndon Johnson and Federal Reserve Chairman Bill Martin engaged in a heated exchange over Martin's decision to raise interest rates to counter inflation fears. Instead, Johnson wanted rates lowered to help finance the Vietnam War and domestic spending.

Wisdom about work is plentiful in the Bible. Scholars estimate there are around 500 verses that directly or indirectly address work and related themes like diligence, craftsmanship, service, and stewardship. There are also references to hundreds of occupations throughout the Bible―fisherman, tax collectors, physicians, and Jesus' work as a carpenter. Do you know which topic doesn't get much attention in the Bible?

In a culture that often views singleness as a temporary condition to endure rather than embrace, many Christian singles struggle with their identity and purpose. Blue Trust private wealth advisor Mary Helen Klingen recently sat down with author and pastor Sam Allberry to discuss his book, Seven Myths about Singleness, and explore how Scripture offers a radically different perspective on single life.

This summer newsletter explores how to plan for a purposeful retirement that balances financial security with personal fulfillment. Readers learn practical steps for their final working years—from assessing finances ten years before retirement to fine-tuning strategy five years out—while addressing both the logistics and spiritual dimensions of this major life transition.

Many adults are staying single longer than ever before. The average age of first marriage has steadily increased over the past 50 years, with men now marrying for the first time at 30+ and women in their late 20s. This demographic shift means more people are navigating significant financial decisions—from home purchases to investment strategies—on their own.

Written by David Campaigne, Sr. Partner and Sr. Private Wealth Advisor in Blue Trust's Baltimore, Maryland Office. Although deep down all of us know that accumulating more and more material possessions does not lead to lasting joy or contentment, we still continue to buy things that we're told will make us feel better, richer, or smarter.

Written by Michael Spencer, Financial Advisor in Blue Trust's Atlanta, GA office Did you know that you don't have to have a license or obtain credentials to call yourself a financial advisor? It's shocking but true. For most people, the title “financial advisor” suggests that this person can help with all things related to finances. Unfortunately, this is not always the case.

Many investors are eager to capitalize on the ongoing boom in artificial intelligence (AI). Some believe owning market leaders like NVIDIA is essential, while others prefer broader exposure through AI-themed funds. However, what many may not realize is that their portfolios likely already have significant exposure to the AI trend. In this blog, we'll explore how AI's reach extends beyond the familiar tech giants, almost touching every company and industry today.

As the school year gets started, it may be hard to imagine adding one more thing to your plate, but once you settle into your routine, new opportunities for growth may emerge. Amid homework, extracurriculars, and earlier bedtimes, there can still be time to slip in simple lessons that nurture your child's understanding of financial wisdom and generosity.

Musicians love to write songs about work. Tennessee Ernie Ford once sang about owing his soul to the company store. The Beatles declared, “It's been a hard day's night and I've been working like a dog.” And, of course, Dolly Parton famously “poured herself a cup of ambition” before heading off to her 9-to-5 gig.

For many families, the question isn't whether to give—it's where to give. With countless worthy causes and organizations seeking support, how do you determine where your charitable dollars will make the greatest impact? Bekah and Mike Mulvaney, long-time Blue Trust clients, have developed a thoughtful approach to determining the recipients of their charitable giving. Their journey offers valuable insights for anyone wondering how to choose where and how to give most effectively.