Wisdom for Your
Financial Journey

Written by Ryan Anderson, Sr. Partner and Private Wealth Advisor, and Mike Bleck, Partner and Sr. Estate Planning Advisor  A Qualified Personal Residence Trust (QPRT) allows you to transfer your home to heirs at a reduced gift tax value, while retaining the right to live there for a set number of years. This approach works well when: You own a high-value primary or vacation home.

Written by Ryan Anderson, Sr. Partner and Private Wealth Advisor, and Mike Bleck, Partner and Sr. Estate Planning Advisor  The permanent $15M per person federal estate tax exemption changes the estate planning landscape—but for families at or above $30M, the stakes remain high. Every dollar over the exemption faces a 40% tax, and without planning, the IRS could become one of your largest heirs.

We are proud to adhere to fiduciary standards in our work. Blue Trust fiduciary advisors put our clients' best interests first and are guided by our core values of excellence and integrity while being bound to the highest fiduciary standards. In addition, our financial advisors provide fee-only services, which means they do not receive commissions on any products they recommend to clients.

“The President Shoves the Federal Reserve Chairman and Yells at Him for Not Lowering Rates” Did you miss this headline? These events happened…but not recently. In 1965, President Lyndon Johnson and Federal Reserve Chairman Bill Martin engaged in a heated exchange over Martin's decision to raise interest rates to counter inflation fears. Instead, Johnson wanted rates lowered to help finance the Vietnam War and domestic spending.

Wisdom about work is plentiful in the Bible. Scholars estimate there are around 500 verses that directly or indirectly address work and related themes like diligence, craftsmanship, service, and stewardship. There are also references to hundreds of occupations throughout the Bible―fisherman, tax collectors, physicians, and Jesus' work as a carpenter. Do you know which topic doesn't get much attention in the Bible?

In a culture that often views singleness as a temporary condition to endure rather than embrace, many Christian singles struggle with their identity and purpose. Blue Trust private wealth advisor Mary Helen Klingen recently sat down with author and pastor Sam Allberry to discuss his book, Seven Myths about Singleness, and explore how Scripture offers a radically different perspective on single life.

This summer newsletter explores how to plan for a purposeful retirement that balances financial security with personal fulfillment. Readers learn practical steps for their final working years—from assessing finances ten years before retirement to fine-tuning strategy five years out—while addressing both the logistics and spiritual dimensions of this major life transition.

Many adults are staying single longer than ever before. The average age of first marriage has steadily increased over the past 50 years, with men now marrying for the first time at 30+ and women in their late 20s. This demographic shift means more people are navigating significant financial decisions—from home purchases to investment strategies—on their own.

Written by David Campaigne, Sr. Partner and Sr. Private Wealth Advisor in Blue Trust's Baltimore, Maryland Office. Although deep down all of us know that accumulating more and more material possessions does not lead to lasting joy or contentment, we still continue to buy things that we're told will make us feel better, richer, or smarter.

Discover five questions that can help you find wise counsel to manage your wealth.

Many investors are eager to capitalize on the ongoing boom in artificial intelligence (AI). Some believe owning market leaders like NVIDIA is essential, while others prefer broader exposure through AI-themed funds. However, what many may not realize is that their portfolios likely already have significant exposure to the AI trend. In this blog, we'll explore how AI's reach extends beyond the familiar tech giants, almost touching every company and industry today.

As the school year gets started, it may be hard to imagine adding one more thing to your plate, but once you settle into your routine, new opportunities for growth may emerge. Amid homework, extracurriculars, and earlier bedtimes, there can still be time to slip in simple lessons that nurture your child's understanding of financial wisdom and generosity.