“They quickly put our minds at ease as they helped us see how our assets would carry us into the future, how we could plan better for the future.”
– Cathy R.
After the 2008 financial crisis, concerns over slow economic growth, fiscal deficits, and unprecedented central bank monetary policy highlighted the need for an investment decision-making process that helps clients gain clarity and confidence around their finances and assists in meeting clients’ financial goals in this new economic environment.
As a result, we saw an opportunity to integrate our principles more systematically into our investment process with the goal of building more resilient investment portfolios. This pioneering effort resulted in an investment decision-making framework known as Principles-Based Investing, which creates a more confident decision-making environment for investing, as we rely on a set of core principles and an unwavering process with a focus on one primary goal: Helping to increase the probability of achieving your goals.
We believe you can increase the chances of investment success by understanding how your cash flow needs align with your goals and expectations.
Principles-Based Investing combines a deep understanding of timeless biblical truths, sound knowledge of economies and investments, rigorous global research, and an in-depth evaluation of risk dynamics. Rooted in six time-tested principles, our strategies are built on these characteristics:
We understand that everyone’s situation is different, and we offer various, custom solutions depending on your needs. For clients that prefer portfolios based on the ability to meet time-based goals, we offer a time-based solution based on Principles-Based Investing that matches investment allocations to when you will need your money.
The most important question Blue Trust financial advisors ask when you are considering investment management as part of your financial plan is: What is the purpose for your wealth and when will you need it? We believe appropriate investment allocations are best derived from a clear understanding of when you will need the assets. Matching investments to capital needs – how much money is needed and when – is key to achieving your goals.
Depending on the time frame of your cash flow needs, we selectively recommend the following building blocks in constructing investment portfolios:
As with any investment strategy, there is potential for profit as well as the possibility of loss. Blue Trust does not guarantee any minimum level of investment performance or the success of any investment strategy.
At Blue Trust, we strive to empower our clients to follow God’s instructions for good stewardship, generous giving, and furthering His kingdom. We believe it is possible to achieve all three through our Access Portfolios.
These Separately Managed Accounts (SMAs) are customizable solutions that allow you to build a portfolio that reflects your belief system, honors your conscience, helps control taxable gains, optimizes your gifting goals, and counterweights concentrated positions—all while investing in a Blue Trust solution. Access Portfolios also give you a platform to impact change through proxy voting, corporate engagement, and values-based screening.
Our Investment Strategy Group (ISG) develops and implements investment strategies within the guidelines set by the Investment Subcommittee. The ISG is responsible for selecting investment instruments and performing ongoing due diligence and oversight of those investments.
The Investment Subcommittee is a diverse team of senior management and seasoned investment and economic professionals responsible for setting the investment policy for the company and monitoring all of the investment strategies for both policy and philosophical adherence. Together, they work to construct and implement portfolio strategies designed to increase the probability of success of meeting our clients’ financial planning goals.